We are WiseCap


WiseCap is the culmination of a variety of business backgrounds and years of experience in the finance industry. We bring together our monetary knowledge and a consultative approach to assist the business owner or the executive finance their company’s future, faster.


WiseCap works alongside its clients, securing financing that helps businesses and individuals across Canada meet their growth potential. At WiseCap, we don’t just want to get the deal- we want to get the deal that makes the most sense for our clients’ specific needs and objectives. Between our experienced team of experts and our suite of services, we are not only able to match individuals and businesses to the financing option that makes sense for their goals; we streamline the funding process itself, so you can access capital faster, and with fewer headaches.

WiseCap has gone through significant growth and change since it opened its doors in 2016. Originally Capital Hands, our primary focus started with equipment financing. We realized that our point of differentiation was not that we provide equipment financing solutions, it was that we had a team who knows how to help our customers invest in their future faster.

Today, WiseCap offers financing solutions for businesses and individuals across all industries and walks of life looking to finance their future. Because we understand the nuances of each industry, we are equipped to be more than just brokers to our clients, but a trusted financial partner helping them determine the best path forward. Simplifying the financing process, getting clients access to the funds they need fast and using our expertise to support them in achieving their growth is what drives us every day.

Financing is about so much more than money; it’s about acquiring the resources to turn dreams into realities. And no one understands that like WiseCap.


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Vishaw Chahal

Founder & CEO
Vishaw is originally from Punjab, India, but started his life and career in Canada in 2005. Coming from a Law background in India, he studied at Guru Nanak Dev University and received his Bachelor of Arts, honors in Law, Poli. Sci., and Government and went on to complete his Bachelor of Arts (Law). Upon arrival to Canada, he shifted his line of work and entered the transportation sector. He began by financing and selling trucks and trailers to colleagues and friends in the trucking industry and moved into financing of equipment in 2012. In 2017, Vishaw opened his own brokerage as a financing agent. By 2019, Vishaw formed his own sales team under the banner Capital Hands Ltd., which is now known as WiseCap Equipment Financing.
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Megan McMulkin

Managing Partner, Business Development
Megan was born and raised in Saint John, New Brunswick and although she currently lives in Ontario, she returns to her hometown often. Megan’s impressive education begins with achieving her Bachelor of Commerce from Bishop’s University in Quebec where she majored in Economics and Human Resources and then went on to the University of Alberta, where she completed her MBA, Natural Resources & Energy. Her education doesn’t stop there, she is currently studying in preparation for her CPA. Megan’s career in equipment financing starts with First Union Rail, which became Wells Fargo Rail, and then onto Wells Fargo Equipment Finance where she worked in both Sales and Operations. Since 2018, Megan has worked as a Financing Agent and began with WiseCap in 2020. At WiseCap, Megan oversees vendor relations, credit, lender development and management, marketing, and sales agent sourcing and liaising.
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Meham Kaur

Audit & Funding Specialist
Meham is from India where she graduated with a Major in Psychology from Guru Nanak Dev University, Amritsar. She moved to Canada in 2018 where she then completed her post-graduate in Supply Chain Management, from Lambton College in Toronto. Meham has been working for Chairs and Thrones (GPS Decors) since 2019 where she started off as an intern and was later hired on as Supply Chain Coordinator. Since May 2021, Meham has been part of the WiseCap Equipment Financing Team. Currently, along with her primary role as Audit and Funding Specialist, Meham administers credit, customer Relations, and documentation.

Why WiseCap

Extraordinary businesses require extraordinary financing options, and that’s what we offer at WiseCap. As an innovative leader in the Canadian financing sector, WiseCap uses experience, advanced technology, and long-standing relationships to find the right deal faster. We help businesses and individuals alike obtain financing for any goal, even in the most specialized of industries, so they can invest in their future.

We provide the right financing solutions for every business and every dream.


Our technology makes it easier to support both brokers and clients, so financing happens seamlessly for all parties.


We respect your business and your goals, and will always demonstrate that during our interactions with you.


We welcome clients from all cultures and backgrounds, and our services demonstrate this with options specialized to meet each unique need.


We not only have the financial knowledge to match you with the right funding option, but we will help break it down so you always feel informed about what’s to come.


We understand how crucial our financing is in helping you secure key assets for growth, which is why we maximize our efforts to secure you a financing deal that gets you up & running as soon as possible.


We aren’t just about processing transactions, but fostering relationships with each and every client, and we believe honesty should be the basis for that relationship.

Franchise Opportunities Available