Summer Toy Financing with WiseCap

young girl riding a water scooter

As the snowbanks disappear, and daylight sticks around later and later, it’s clear that the summer is well on its way. Whether kicking back at home or exploring the great outdoors, the warmer weather provides many opportunities for different kinds of fun. Purchasing a new toy can make summer a dream come true, but the costs associated with things like gas prices and interest hikes often make these things seem out of reach. At WiseCap, we know summer toy purchases are investments in quality family time, and we can help you turn those dreams into reality. Our consumer financing experts will work with you to find the ideal solution to fit your needs. Let’s walk through the basics of financing and how we can help finance your perfect summer!     

What Is Consumer Financing? 

Consumer financing is the process whereby an individual borrows money from a lender to facilitate a larger purchase. This enables the individual to spread the cost of that purchase out over time, rather than paying for it all at once, making it more affordable and accessible overall.  

Compared to traditional bank loans, financing offers both a simpler approval process and more flexible repayment terms. This means it’s often easier for people with less-than-perfect credit to access financing, while you can also tailor payments to fit your specific financial situation. In addition to faster results and quicker access to funds, financing also offers a form of lending where no collateral is required, while making regular, on time payments actually helps to build your credit score. 

What Can I Finance?  

At WiseCap, we provide consumer financing for a variety of equipment and services that can help you get the most out of the warmer weather! For those looking to make a big splash this summer, that includes pools and hot tubs, which provide a relaxing and enjoyable way to unwind after a long day, reduce stress levels, and promote better sleep. Additionally, installing a pool or hot tub can increase the value of your property and make it more attractive to potential buyers when you decide to sell it down the road.  

If you’re more inclined to get out of the backyard this summer, WiseCap also offers financing options for watercrafts like boats and seadoos. These provide a fun and exciting way to explore waterways, enjoy water sports, and spend time with friends and family. They can also provide a relaxing activity that allows you to escape from the stresses of everyday life. As with boats and seadoos, owning a motorcycle provides a sense of freedom and adventure. Financing these purchases can allow you to explore new places while taking the scenic route. 

Consumer financing isn’t limited to equipment though, and can also be used to help you renovate your home or relandscape your property. Updating your home increases its value, while improving the functionality and comfort of your living space. Upgrading appliances and fixtures can also lead to energy savings, reducing utility bills in the long run. Well-designed landscaping can also increase the value of your home, while providing functional benefits such as erosion control, noise reduction, and temperature regulation. Overall, renovations and landscaping are great ways to enhance the value, beauty, and functionality of your space.  

Get In Touch with WiseCap Today 

Summer weather and longer days allow for fun outdoor activities and time spent with family and friends. Whether you’re looking to catch some waves on a new seadoo or create your own backyard oasis, financing presents a practical solution for individuals looking to facilitate bigger purchases without having all of the necessary cash in hand. WiseCap works with a variety of lenders and can help you find the financing that best fits your situation.  

Our team will work with you to take the stress out of summer, allowing you to kick back, relax, and enjoy your new toys in the warmer weather. Get in touch today to learn how we can help!